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No-one ever wants to say "if only" after a tragic event. You expect the future to be right. However, shying away from thinking about, and even addressing, life insurance and protecting you and your family should not be an option. Should the worst ever happen financial stress for you or your family really is the last thing you need. We can discuss your personal details and circumstances with you and arrange for advice and a solution that is entirely tailored to your unique needs. In our opinion, you should never buy life insurance off the shelf, rather get advice and ensure that any life insurance or critical illness policy meets every need you have. So do call us to discuss further.
Some of the Life Insurance products are
Level term life insurance: Provides a fixed lump sum payment should you die within a specified period.
Level term life insurance with critical illness: Provides a specified lump sum payment should you die or suffer a critical illness within a specified period.
Mortgage protection cover: Providing a decreasing lump sum payment to cover your outstanding mortgage, should you die within the specified period.
Mortgage protection cover with critical illness: Providing a decreasing lump sum payment to cover your outstanding mortgage, should you die or suffer a critical illness within the specified period.
Whole-of-life cover: Provides cover till an age specified by you and invests money so you get a lump sum at the end of the term.
When it comes to choosing insurance for your home there are a number of things to consider, but the most important one has to be ensuring your family's home and possessions are protected. Do you really know that everything is covered when you haven't spoken to an expert?
We can arrange for exclusively negotiated policies to find the right one for you. And, as you would expect, with product knowledge, our specialists know all the small print of all the policies they have access to, allowing them to recommend the most extensive coverage relevant to you. And, all this is free.
Below is a list of some of the things our specialists cover, but it is by no means exhaustive.
We also have countless other solutions tailor-made for your insurance needs.